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That’s Fresh Friday #21

Welcome everyone to another week of That’s Fresh Friday! I hope you’ve all had a fantastic week!!! It was Spring Break in our neck of the woods and the kiddos and I are getting home and settled after a fun week at Universal Studios and Adventure Island in Florida! I have to admit – I had just as much fun as they did (if not more!).

We’re so happy that you’re hanging with us sharing your amazing post. If this is your first time with us and don’t know what That’s Fresh Friday is, it’s a weekly link-up hosted by Southern Girl Blog Community and six other amazing ladies where you can come and share all of your “freshest” post from your blog. The only thing that we ask is that you read our simple rules below and help spread the word about the party.

First let’s meet the girls that let us hang with them every week:

That's Fresh Friday link up Continue reading

#SouthernCharm … Or Not?

I was a little wary when I first heard that Bravo Television was adding a new reality television show to their line-up that was based in my hometown – Charleston, South Carolina.  Southern Charm has become a show that I have hated to admit I watched but cannot help but tune in to watch each week.

Southern Charm airs on BravoTV on Mondays at 10 PM EST. It follows the lives of some of Charleston, SC's most aristocratic families. #SouthernCharm #SverveChat

This past Monday, I tweeted live during the show with fellow bloggers as part of a campaign with Sverve. I received no compensation for doing the campaign or for writing this post. Now that I have gotten the legalese out the way…here’s a recap of the show from Bravo’s website for those that have not seen it or heard about it before: Continue reading

Flames of Love by Melissa Foster

NEWLY RELEASED
Book #3 The Remingtons, Love in Bloom Series #12
As one of New York’s Finest, firefighter Cash Ryder is always prepared. When a woman’s car skids off the side of a mountain during a snowstorm, he’s there to rescue her. Cash is totally focused on the woman’swell-being, but within minutes of getting her to safety, he realizes that he’s nowhere near prepared for the heat that rolls off of sensual, smart-mouthed, and stubborn Siena Remington.
As a model, Siena Remington has dated some of the wealthiest, most handsome men in the industry, and she’s made peace with the idea that most men are just looking for eye candy and they wouldn’t know how to romance a woman to save their lives. When she’s rescued by a tall, handsome stranger, she thinks that maybe, just maybe, she’s found her own real-life romantic fairy tale—until he opens his mouth and everything that comes out is gruff, ornery, and aggravatingly sexy. Continue reading

Kids and Money

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Kids and Money.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

To discuss today’s topic, we have guest blogger, Rae, from Quarter Life Cents.

Anyone who is attempting to teach their children to have a great relationship with money is in luck – kids are like sponges and are retaining everything you tell them! It just takes a little practice and positive reinforcement .

I work with families with children and a common theme that comes up in our conversations is money. Often times I end up working with pregnant high school students that have no idea the value of money or even how to go about managing their finances. It astounds me that more parents do not take the time to teach money basics to their children!

Money basics can start at a very young age. I am a firm believer in giving children “jobs” to earn their money. I believe that working for those few dollars you give them instills a great deal of responsibility. The best idea I have heard of in teaching money skills to young children is giving them a “Spend/Save/Share” bank. This does not have to be complicated and it isn’t something that has to be bought. Three containers works wonders. Ours was made out of plastic cups and scrapbook paper. Don’t waste money buying cute banks while trying to teach your children to save money!

Kids and Money: Save, Spend, Share Banks #FinancialLiteracy #atozchallenge

The idea behind this is simple. Say you are getting ready to give your child ten dollars – give it to them in change (all loonies, or a $5 bill and some loonies). It is important that they physically take the money and do this so that they get in the habit of it.

50% of what you give them goes into their spend jar. This is what they get to buy treats out of for the week. 30% goes into their “save” jar. This is for any toy or purchase they may want to make in the future. 20% goes into their “share” jar. It is a nice idea to save this for the whole year and then give them the opportunity to buy toys for a toy drive during the Holidays, or donate items to your local animal shelter. It is important for them to see their money put to work and how it can help other people/animals.

Another tip that I’ve heard and I believe is true – kids should experience buyers remorse before the age of seven. It is said that children develop their money habits by that age and it is important for them to know the feeling of not having enough money for something they want because they’ve made an unwise purchasing decision. The best example of this? Let them spend some money at the dollar store and see what happens when they buy junky toys instead of one quality one.

What are your favourite ways to teach children money skills?

Journal to Track Your Spending

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Journaling. Specifically, how to create a journal to track your spending.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

One of the first steps to create a personal budget is to know how much you spend on a regular basis.  This information helps you to determine what areas you can cut back on or eliminate all together.  Tracking every dollar you spend for a week can be an eye-opening experience! To get a true idea of what you spend, I challenge you to track your spending for a month to help you with preparing your personal (or family) budget. Continue reading

That’s Fresh Friday # 20

Welcome everyone to another week of That’s Fresh Friday! Can you believe we’re rocking it out with our 20th party!?! I look forward to Fridays and sharing the great articles from so many different awesome bloggers! Thank you all for your support and participation each week!

We’re so happy that you’re hanging with us sharing your amazing post. If this is your first time with us and don’t know what That’s Fresh Friday is, it’s a weekly link-up hosted by Southern Girl Blog Community and six other amazing ladies where you can come and share all of your “freshest” post from your blog. The only thing that we ask is that you read our simple rules below and help spread the word about the party.

First let’s meet the girls that let us hang with them every week:

That's Fresh Friday link up Continue reading

Identity Theft: It Can Happen To You

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Identity Theft – It Can Happen To You.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.
The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.

The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didnt makeor until youre contacted by a debt collector.

Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

Identity Theft It Can Happen To You Continue reading

How to Know When You Need a Family Budget

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is How to know when you need a family budget.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

Do you really need a budget? Isn’t that just a boring list of numbers that means you never get to spend money on what you want?

Continue reading