How to Use an ESA Letter to Get Pet Fee Exemptions in Rental Properties

Many renters face extra costs like pet deposits or monthly pet rent that add up fast. As more renters rely on emotional support animals, knowing how to use an ESA letter for pet fee exemptions can help you save money and protect your rights. An ESA letter allows tenants to legally avoid pet-related fees in rental housing under the Fair Housing Act. This protection helps individuals with emotional or mental health challenges keep their animals without paying extra.

A Black woman sits at her kitchen table reviewing rental paperwork with her emotional support dog beside her.

Understanding how to use an ESA letter properly can make a big difference. It not only saves money but also helps create a smoother relationship between tenants and landlords. By knowing the right steps and legal rights, tenants can confidently request fee exemptions and maintain their housing stability.

The process starts with getting a valid ESA letter from a licensed mental health professional and learning how to present it to a landlord. With the right documentation and clear communication, tenants can secure fair treatment and focus on what matters most, feeling supported and at home.

How to Use an ESA Letter for Pet Fee Exemptions in Rental Properties

Tenants with emotional support animals can avoid paying extra pet fees if they have valid documentation. The Fair Housing Act protects their right to live with an ESA without added financial burden, as long as they follow the correct process and provide proper verification to their landlord.

What Qualifies as an Emotional Support Animal Under the Fair Housing Act

An emotional support animal, or ESA, provides comfort to a person with a mental or emotional disability. It is not a service animal and does not need special training. However, it must directly help with the person’s condition as verified by a licensed mental health professional.

The Fair Housing Act (FHA) recognizes ESAs as part of disability accommodation. This means landlords must allow them even in properties with no-pet policies. The tenant must show a valid letter from a qualified provider that confirms the need for the animal.

The ESA can be any common household animal, such as a dog, cat, or rabbit. Unusual or exotic animals may require extra documentation. The main point is that the animal provides emotional or psychological support tied to a diagnosed condition.

Presenting Your ESA Letter to Your Landlord

A tenant should give the landlord an ESA letter to waive pet fees as they have a disability and need the ESA for emotional support.

A Black woman hands an ESA letter envelope to a Black woman landlord while her emotional support dog sits beside her.

 This letter must come from a licensed mental health professional and state that the person has a disability. The request should clearly ask for a waiver of pet deposits, pet rent, and other related charges. The tenant should attach the ESA letter and mention that the Fair Housing Act protects their right to keep the animal without extra fees.

If the landlord asks for more details, the tenant can restate that the law limits what information they must share. The landlord cannot request medical records or ask about the diagnosis. Keeping copies of all communication protects both sides from confusion later.

Types of Pet Fees and Deposits Covered by ESA Exemptions

Landlords often charge several types of pet-related costs. These include pet deposits, monthly pet rent, and one-time pet fees. Under the FHA, tenants with ESAs do not have to pay any of these charges.

A pet deposit covers possible damage caused by pets, while pet rent is a monthly charge for keeping an animal. A one-time pet fee is a non-refundable payment at move-in. Details about these charges appear in resources that explain the differences between pet fees, rent, and deposits.

However, tenants remain responsible for any actual damage their ESA causes. The exemption only removes extra pet-related charges, it does not excuse neglect or property damage. Clear communication about these terms helps avoid disputes.

Landlord Rights and Limitations Regarding ESA Requests

Landlords must follow the Fair Housing Act but also have certain rights. They can verify that the ESA letter is legitimate and that it comes from a licensed professional. They may also deny requests if the animal poses a direct threat to others or causes major property damage.

However, they cannot charge extra fees, require special training, or reject a tenant solely because of the ESA. They also cannot delay approval without a valid reason. The law expects landlords to act promptly and fairly once they receive a proper request.

Tenants should respect property rules and keep their ESA under control. Good communication and responsible ownership help maintain a positive relationship and prevent misunderstandings about rights and obligations.

Obtaining and Using a Valid ESA Letter

A valid ESA letter confirms a tenant’s need for an emotional support animal and protects their right to live with it without paying pet fees. It must come from a licensed mental health professional and meet legal standards to be accepted by landlords in rental properties.

Qualifying Conditions for an ESA Letter

An ESA letter supports individuals who face mental or emotional health challenges that affect daily life. Common qualifying conditions include anxiety, depression, post-traumatic stress disorder (PTSD), and panic disorders. These conditions often cause symptoms that interfere with work, relationships, or self-care.

A licensed therapist, psychologist, or psychiatrist must determine that an emotional support animal helps reduce those symptoms. The professional bases this on an evaluation of the person’s mental health history and current needs.

Only individuals with a documented mental or emotional disability qualify. The condition does not need to be visible, but it must be recognized by the Diagnostic and Statistical Manual of Mental Disorders (DSM-5). The ESA’s role is to provide comfort and emotional stability, not to perform specific tasks like a service animal.

Choosing a Licensed Mental Health Professional

A valid ESA letter must come from a licensed mental health professional (LMHP) who has the authority to diagnose and treat emotional or psychological conditions. This includes a psychiatrist, psychologist, or licensed therapist. The professional must hold an active license in the same state where the tenant resides.

Tenants should confirm the provider’s license number and verify it through the state licensing board. This step helps avoid fake ESA documentation, which landlords can reject. Online services that skip direct consultation with a licensed provider often issue invalid letters.

A legitimate evaluation involves a short interview or assessment to confirm the person’s mental health condition. The professional then decides whether an emotional support animal provides therapeutic benefit. This process protects both the tenant’s rights and the credibility of the ESA letter.

Key Elements of a Valid ESA Letter

A valid ESA letter must include several specific details. It should appear on the mental health professional’s official letterhead and show their name, license number, type of license, and state of practice. The letter must also include the date of issue and the professional’s signature.

The content must clearly state that the tenant has a mental or emotional disability recognized by the DSM-5. It must also confirm that the emotional support animal helps reduce symptoms linked to that condition.

Landlords may verify the letter’s authenticity, but cannot ask for detailed medical records. The letter should be current, typically issued within the past year, to remain valid for housing purposes.


Renter typing an ESA accommodation request email

Steps to Request Reasonable Accommodation

After receiving a valid ESA letter, tenants can request reasonable accommodation under the Fair Housing Act. This law requires landlords to allow emotional support animals in rental properties, even those with “no-pet” policies.

The tenant should send a written request to the landlord or property manager. The request should include a copy of the ESA letter and a short note explaining that the animal provides emotional support for a mental health condition.

Landlords may confirm the letter’s legitimacy, but cannot charge pet deposits or additional fees. They also cannot deny housing based on the animal’s breed or size unless it poses a safety risk. Keeping the ESA well-behaved helps maintain a positive relationship between the tenant and landlord.

Your Next Steps as a Tenant

An ESA letter allows tenants to request fair treatment under housing laws. It proves that the animal supports a person’s mental or emotional health and qualifies as a reasonable accommodation under the Fair Housing Act.

Landlords must waive pet fees, deposits, or pet rent once they receive valid documentation from a licensed mental health professional. However, tenants remain responsible for any property damage caused by the animal.

By following the correct steps, like obtaining a valid letter, submitting a written request, and keeping records, tenants can protect their rights and avoid unnecessary costs. This process helps both parties maintain clear communication and legal compliance.