When your earnings fluctuate from month to month, managing your personal finance goals using traditional budgeting can feel like making a promise you cannot keep. One month might be full of client payments, commission checks, or extra shifts, while the next feels lean, leaving you questioning how to cover your bills. Zero-based budgeting gives every…
I’m excited to share with you all once again about Totspot – a resale shopping app I began using earlier this year that you can use to buy and sell your children’s clothing via consignment. This spring I had the opportunity to review their app and share how we were getting affordable spring fashions for my…
These days, many people are interested in preparing for a strong financial future. Yet while many of these individuals understand that saving money is a great way to put this important process in motion, they don’t know how to get started. If you’re looking for actionable strategies you can use to start saving money, consider…
Unexpected expenses rarely arrive at a convenient time. Whether it’s a car repair, a medical bill, a home repair, or an unexpected job change, having money set aside can help you handle life’s surprises with less stress. Building an emergency fund may feel impossible when you’re already stretching every paycheck. The good news is that…
The “giving season” is quickly approaching us. I say that somewhat sarcastically because I truly believe that giving should be a year-long affair – not just something focused on from Thanksgiving through Christmas but that’s another soapbox for another day 😉 Seriously, there is more focus on giving during the next few months. Especially to…
