Budgeting as a Family

Financial literacy is a passion of mine. I shared in a recent post why I prepare for rainy days while enjoying my sunny days and the security and happiness of my family is a large factor. Budgeting as a family isn’t always fun or easy to do, but it does help to get everyone on the same page and create an awareness of short and long-term goals for your family.

Budgeting As A Family | Divas With A Purpose #BudgetingDivas #MakingHappyHome #AtoZChallenge
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Zero Spending Challenge

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is a Zero Spending Challenge.

For the month of April, we have brought you daily posts centered on our personal finances – saving, making and managing our money. I hope there has been some takeaway for you all! You can find all of our Financial Literacy Month posts by clicking here. Also, if you are a subscriber to our Budgeting Divas Newsletter, you will get a recap of all this month’s posts that include direct links.

I introduced a Zero Spending Challenge a couple of years ago and it was met with mixed reviews from my family, friends and supporters.  The thought of not spending money (outside of food and utilities) was quite daunting – especially for 30 days.Continue Reading

Yippee!!! Celebrating Successes

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Yippee!!! Celebrating your successes in budgeting. (It’s a stretch – work with me, Divas!)

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

Taking control of your finances is no easy feat! As we have discussed this month, there are many aspects of our finances that need our attention. However, dedicating the time and energy to save, pay down / eliminate debt, and live fantastically frugal pays off significantly in the short and long-term. Continue Reading

Teens and Budgeting

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZTeens and budgeting are today’s topic for Financial Literacy Month 2014: Your Finances from A to Z.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

If you have teenagers, then you know how expensive they are. The old saying that small children need small things and big children need bigger things certainly is true. But, can you successfully set a budget with your teenagers? Of course, you can. It may not be easy, at first, but it is certainly doable. There are a few tips and tricks to setting and keeping a budget when you have teenagers.Continue Reading

Rules For Saving Money On Your Weekly Food Bill

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Rules for saving money on your weekly food bill.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

Food is one of the necessities in life. It’s also something that most of us spend entirely too much money on. Even those who think they’re doing well when they do their grocery shopping are often paying more than they need to for their families’ food.
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Questions To Ask About A Debt Management Plan

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Questions to ask about a debt management plan.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

For many choosing to pay down their debts, enrolling in a debt management plan is an option. Prior to committing to a plan, there are some questions you need to be contemplated. Continue Reading

Pay Yourself First

Financial Literacy Month 2014: Budgeting Divas - Your Finances From A to ZToday’s topic for Financial Literacy Month 2014: Your Finances from A to Z is Pay Yourself First.

For the month of April, we will be bringing you daily posts centered on our personal finances – saving, making and managing our money.

Pay Yourself First.  What exactly do I mean by this?

If you use up your entire salary every month without putting some of it away for yourself, you will never create financial wealth, freedom and security.Continue Reading