Last fall, no one in my home state of South Carolina imagined we would have to deal with the consequences of flooding on such a large and devastating scale. Here in Columbia, SC we were receiving as much as 17 inches of rain in 17 hours and the rain never let up. It rained for days on end. I felt hopeless reading social media updates and receiving texts from friends less than 5 miles away from me that were having to evacuate their homes. My family in Huger, South Carolina (a small, rural town no one ever knows about) had to be evacuated from the town and some of their neighbors had to be rescued by the Coast Guard.
It was a scary time.
Your home is your sanctuary; it’s yours and your family’s retreat from the world. It might just be bricks and mortar, but it provides shelter for and is supposed to be a safe haven for the most important people in our lives. While there are a lot of home disasters that you can avoid, such as break-ins, there are some problems that you have no control over. Like flooding, for example. You can stack up a pile of sandbags to try and prevent the rising water from entering your home, but there’s no guarantee it won’t find a way in.
Of all the natural disasters, flooding is one of the most devastating. Or at least, it can be. Some floods are minor while others can destroy the majority of your home. While most floods are caused by high rainfall and rivers bursting their banks, some are caused by burst pipes inside the home. Whatever the cause of flooding, whether it’s minor or major, the results can be devastating. The good news is that a flooded home can be fixed. It might take time and money, but it is possible to deal with the consequences of flooding and have a positive outcome.
3 Ways to Deal With the Consequences of Flooding
1 – Get help
The most important thing is to get help. Whatever the cause of the flooding, be it an exterior floor or an interior one, you need to get help. Flood water can cause invisible damage, such as making the property’s electrics dangerous. So it’s essential that you don’t try and deal with the effects of flooding yourself, you need the help of a professional. Depending on the amount of water, you may need the fire service to pump it out of your home. Or, if it’s a minor amount, a plumber or a mold remediation & water damage company should be able to help. Water damage, if it’s not dealt with properly, can lead to mold. This is why it’s essential that you use a mold specialist to check that all water has been removed, and your home isn’t at risk from mold or damp.
2 – Call your insurance company
If you’ve got property insurance that covers flooding, it’s important to call your insurance company as soon as possible. Don’t put it off. Some policies state that you must contact the provider within 48 hours of a flood. So if you fail to report that your home has flooded, you may find that your policy won’t cover you. While you may have to pay for the initial work, if your policy covers flooding, your insurer should reimburse you.
3 – Work out what needs to be done to fix the damage
Once the water has been pumped out and the property dried out, the next step is to work out what needs fixing. It could just be superficial damage to your property’s decor and furniture, or it could be more complex. You may find that the water has damage your home’s entire electrical system. Or that the burst pipes have caused problems to the water system in the property. Almost all flood damage is fixable; it’s just a question of time. Some repairs are quick and easy, while others are a little more lengthy.
The Good News When Dealing With the Consequences of Flooding
Whatever the cause, be it a river that’s burst its banks, a faulty water pipe or a 1,000 year flood, household flooding can be devastating. However, the good news is that almost all damage is fixable. And if you’ve got the proper insurance, your out of pocket expenses could be minimal compared to the total costs for repairs.